For all Federal Direct Loan borrowers, please review the Student Loan Overview page for detailed information on loans. Also, check our Manage Your Student Loan page for quick links about loan details.

For 2019-2020 Student Loans: 

You are not required to complete the Federal Direct Student Loan Request Form for the 2019-2020 school year.  However, you will need to complete the following in addition to “accepting” your student loan(s) via your MyUH account.

  • Windward Community College (WCC) requires students to complete the Master Promissory Note (MPN) only ONCE. However, students need to complete the Direct Loan Entrance Counseling EACH Academic Year.
  • Log on to https://studentaid.gov/ to make sure that you have completed a Master Promissory Note.  Proceed to complete the Loan Entrance Counseling (instructions are listed below) as this is a WCC Financial Aid Office requirement each and every year.

Instructions to complete the Entrance Counseling:

  1. If this is the FIRST time you are borrowing a Federal Direct Student Loan from WCC, you need to complete TWO things. The first is the Direct Loan Entrance Counseling, and the second is the Master Promissory Note (MPN).
    • If you have previously borrowed a Federal Direct Student Loan from WCC, all you need to do is complete the Direct Loan Entrance Counseling.
  2. You will need your verified FSA ID (FAFSA Username & Password). If you do not have a FSA ID, click apply for a FSA ID here.
    • Go to https://studentaid.gov/
    • Click the “Log In” button and enter your FSA ID Username and Password
    • Go to the “Complete Aid Process” drop down menu
    • From the dropdown menu, click on “Complete Entrance Counseling
    • Scroll down and look for “Complete Entrance Counseling” and then click on the blue “Start” box
    • List Windward Community College in the “Add School to Notify” box
    • Once you see Windward Community College in the “Add School to Notify” box, click the “Notify this School” button
    • Under “Select Student Type,” select the “I am completing entrance counseling to receive Direct Loans as an undergraduate student,” and click on the “Continue” button.  Follow the instructions and complete and submit your Loan Entrance Counseling
    • You will receive confirmation that you have successfully completed your entrance counseling at the end of the session

Instructions to complete the Master Promissory Note (MPN):

  1. If this is the FIRST time you are borrowing a Federal Direct Student Loan from WCC, you need to complete TWO things. The first is the Direct Loan Entrance Counseling, and the second is the Master Promissory Note (MPN).
    • If you have previously borrowed a Federal Direct Student Loan from WCC, all you need to do is complete the Direct Loan Entrance Counseling (follow the instructions above).
  2. You will need your verified FSA ID (FAFSA Username & Password).  If you do not have an FSA ID, click apply for an FSA ID here.
    • Go to https://studentaid.gov/
    • Go to the “Complete Aid Process” drop down menu
    • From the dropdown menu, click on “Complete Master Promissory Note
    • Look for “MPN for Subsidized/Unsubsidized Loans” and click on the blue “Start” button to the right of the screen
    • Input all of the required information, including school information at the bottom (be sure to list Windward Community College so that we receive your completed Master Promissory Note) and “Submit” when done
    • You will receive confirmation that you have successfully completed your entrance counseling at the end of the session

Your loan funds should be disbursed by the school approximately 2 weeks after (or right before the start of the semester) you have completed the Loan Entrance Counseling and the Master Promissory Note. 

If you are a freshman student and first-time borrower, you are NOT eligible for your loan fund(s) until 30 days after the semester begins.

For 2020-2021 Student Loans: 

To be eligible for student loan(s) at Windward Community College (WCC) beginning with the Fall 2020 and Spring 2021 school year, follow the steps below:

  1. Students interested in borrowing a loan through the government, Federal Direct Loan, must complete the Financial Aid Application or FAFSA (FAFSA must be complete with NO outstanding requirements), the Federal Direct Student Loan Request Form, online Direct Loan Entrance Counseling (required each academic year), the online Master Promissory Note (required only once at WCC), and if students have loan eligibility.  Follow the instructions carefully, as Incomplete or Incorrect forms will NOT be accepted or processed.  The deadline to submit the completed Federal Direct Student Loan Request Form to the WCC Financial Aid Office is two weeks before the end of the Fall semester (for Fall/Spring loans) or two weeks before the end of the Spring semester (for Spring only loans).  Student loans cannot be processed once the semester has ended.
  2. Students must also be in a Financial Aid eligible degree/program.  Please Click Here to view the eligible degrees/programs at WCC.
  3. Students must be enrolled for a minimum of 6 credits each semester to be eligible for a student loan.
  4. Must complete an online Master Promissory Note (MPN) only Once at WCC.
  5. Must also complete an online Loan Entrance Counseling for WCC each academic year that you borrow a student loan.  Please see the instructions in the above section to complete the Master Promissory Note (if need be) and the Loan Entrance Counseling online at https://studentaid.gov/.

Your loan funds should be disbursed by the school approximately 2 weeks after (or right before the start of the semester) you have completed the Loan Request Form, the online Master Promissory Note (MPN), and the online Loan Entrance Counseling. 

If you are a freshman student and first-time borrower, you are NOT eligible for your loan fund(s) until 30 days after the semester begins.