FIND OUT WHO IS YOUR STUDENT LOAN SERVICER

Log in at the National Student Loan Data System (NSLDS)

  • Log in with your FSA ID (Federal Student Aid ID) username and password
  • Find out who is your federal loan servicer(s)
  • Find out your History of federal loans and Pell Grant use

COMPLETE EXIT COUNSELING REQUIREMENT

Student loan borrowers are required to complete a loan exit counseling each time any of the following occurs:

  • Graduate
  • Leave or Withdraw from school (transfers included)
  • Drop below half-time enrollment (less than six credits)

View instructions on how to complete your exit counseling requirement.

View the Exit Counseling Guide (pdf) which provides information about the loan repayment process click here.

ARE YOUR STUDENT LOANS DEFAULTED?

Clearing your defaulted student loans is important if you plan to return to school.

  • Login to http://www.nslds.ed.gov with your FSA ID Username and Password to review all your loan(s).
  • Contact the Default Resolution Group, the U.S. Department of Education Collection Agency at 1-800-621-3115 if your loans are past due and you are in Default on your student loans.

IN-SCHOOL DEFERMENT

Eligibility for an In-School Deferment request:

  • Enrolled at least half-time (6 credits)
  • Enrolled at an eligible school and program
  • Complete the form and submit it to the Windward Community College Admissions Office. The In-School Deferment Form is available through your loan servicer’s website.

AM I ELIGIBLE FOR LOAN FORGIVENESS OR DISCHARGES?

Find out if you qualify based on your job or circumstances. Contact your loan servicer today. Examples of Loan Forgiveness or Discharge are:

  • Public Service Loan Forgiveness
  • Total and Permanent Disability Discharge
  • Teacher Loan Forgiveness

STUDENT LOAN REPAYMENT CHECKLIST

Check out this quick guide on repaying your loans (pdf).

STUDENT LOAN REPAYMENT ESTIMATOR – HOW MUCH WILL I OWE?

Explore repayment options based on your income by using the loan repayment calculator below:

AVOID STUDENT LOAN SCAMS

Avoid scams, be vigilant, and be aware that the services discussed here are FREE and available to all student loan borrowers.